Start with the payroll record
An insurance agency time clock should track the details the office needs before payroll:
- Clock-in and clock-out times.
- Missed punches.
- Manual edits and the reason for the change.
- Breaks, if your process tracks them.
- Office, department, or location when that detail helps review.
- Manager approval of the final time card.
- A payroll export or summary.
Keep it simple
Most agencies do not need a field-service system just to track employee time. The better test is whether employees can record time easily and managers can review the few records most likely to affect pay.
GPS is usually secondary
GPS may help some branch, remote, or hybrid teams. But for many insurance agencies, the core promise is simpler: accurate hours, visible corrections, manager approval, and records the office can find later.
For more detail on office and role tracking, read how to track insurance agency hours by office or role. If you need written expectations, use the insurance agency time tracking policy template.