Lunch breaks with weekly or daily overtime
Time Card Calculator with Lunch
Free time card calculator with lunch: enter clock-in, clock-out, and break minutes for total hours, optional rounding, and overtime. No signup, nothing saved.
Tools
Free tools for employee time, pay, and payroll.
Choose a calculator, converter, or helper, enter your numbers, and get a result immediately. Each tool explains what it includes and links to the methodology behind it.
Choose a tool
Calculator · 21 jurisdictions
PTO Accrual Calculator by State
Free PTO and paid sick leave calculator for 21 US jurisdictions — per-state accrual rate, balance cap, carryover. California, New York, NYC, Washington, and more.
Missed, late, or short California breaks
California Meal Break Premium Pay Calculator
Estimate California meal and rest break premium pay for a single workday under Labor Code §226.7.
Federal and five state overtime rules
State Overtime Calculator
Calculate weekly overtime pay under federal FLSA rules and the states with their own: daily overtime, double time, and seventh-consecutive-day premiums in one place.
Overtime for employees with multiple pay rates
Blended Overtime Calculator
Free blended overtime calculator. Returns the FLSA §778.115 weighted-average regular rate for multi-rate workweeks plus the audit-risk gap most payroll spreadsheets miss.
Vacation payout at separation
Vacation Payout Calculator
Estimate unused vacation payout at separation using the employee’s work state and company policy.
Calculator · Federal income-tax savings + W-2 reporting
No Tax on Overtime Calculator
Estimate federal tax savings from the qualified-overtime deduction under IRC 225, plus the W-2 Box 12 code TT amount reported for 2026. Models the cap and the income phase-out.
Calculator · 2024 / 2025 / 2026 rate periods · Federal + California §2802
Mileage Reimbursement Calculator
Compute business mileage reimbursement at the applicable IRS rate for 2024, 2025, or either 2026 rate period. California mode compares actual cost under Labor Code 2802, where the IRS rate alone can leave a gap.
Build weekly, bi-weekly, or monthly timesheets
Free Timesheet Templates
Free customizable timesheet template — weekly, bi-weekly, monthly. FLSA §516.2 fields built in. PDF + CSV download. No signup; nothing saved.
Holiday pay and bonus overtime
Holiday Pay & Bonus Overtime Calculator
Calculate holiday pay from an hourly rate and multiplier, or see how a non-discretionary holiday bonus changes federal overtime.
Calculator · 7 states
Waiting-Time Penalty Calculator
Estimate late final-paycheck penalty exposure for California, Massachusetts, Nevada, Missouri, Minnesota, Connecticut, and Oregon.
Rate-change retro pay and withholding
Retro Pay Calculator
Estimate retro pay from a delayed rate change, including overtime adjustments and federal, FICA, and selected state withholding.
Calculator · 50 states + DC
Final Paycheck Deadline Calculator
When is the final paycheck due? Check discharge vs quit deadlines for all 50 states + DC, with notice rules for CA, OR, and HI, plus penalty summaries.
Calculator · rounding underpayment risk
Round vs Exact Time Exposure Calculator
Compare exact punches to 5-, 6-, 10-, or 15-minute rounding and estimate unpaid or overpaid time scaled across employees and workweeks. No signup.
Converter · minutes ↔ decimal hours
Minutes to Decimal Hours Converter
Convert minutes or HH:MM to payroll decimal hours and back. Free two-way converter with 2- or 3-decimal precision and a common-minutes reference table. No signup.
Calculator · fully loaded employer cost
Employee Payroll Cost Calculator
Estimate fully loaded employee cost: wages plus employer FICA, optional FUTA and state unemployment, workers comp, and benefits. Hourly or salary. Not tax advice.
Calculator · ACA / workforce FTE
Full-Time Equivalent (FTE) Calculator
Estimate ACA full-time equivalents: the 30-hour full-time count, part-time hours divided by 120, the annual average, and a 50-FTE threshold flag. Not tax advice.
Converter and printable minutes chart
Time Card Minutes to Decimal Chart
Convert minutes and HH:MM to decimal hours, or print a complete minutes-to-decimal reference chart.
Screening tool · federal Part 541
FLSA Exemption Analyzer
Screen a role against the federal FLSA white-collar exemption tests: salary basis, the $684 weekly threshold, and duties checklists for each exemption category.
Helper · 50 states + DC
Pay Transparency Salary Range Disclosure Helper
Do you have to post a salary range? Pick a work state and a context, job posting, applicant, or employee, for what to disclose, the thresholds, and the statute.
Calculator · 13 jurisdictions
PFML Benefits Estimator
Estimate 2026 paid family and medical leave weekly benefits for 13 jurisdictions — California, New York, Washington, Massachusetts, and more.
Calculator · Federal + 50 states + DC cash floors
Tip Credit Calculator
Estimate tip-credit cash wages, the maximum tip credit, and weekly make-up to the full minimum wage by state, including the seven states that allow no tip credit.
Questions about these tools
Which tool totals a weekly time card with lunch?
Use the Time Card Calculator with Lunch. Enter clock-in, clock-out, and break minutes for each day to get paid hours, optional rounding, and a weekly or daily overtime split.
Are these tools free?
Yes. You can use every tool with no signup, email wall, or paywall. Clockspot’s time tracking software is paid; these calculators, converters, and helpers are free reference tools for owners and managers.
Can I use a calculator result to run payroll?
Use the result to estimate or check a calculation, not as a payroll record. Each tool explains what it includes and leaves out so you can decide whether the result matches your situation.
Where does the state-specific information come from?
State-specific tools link to the statutes, agency guidance, and other authorities behind their rules. Open a tool’s methodology when you need to inspect the calculation or its sources.
How often are the tools updated?
Each tool is reviewed at least annually and after material rule changes. Its public fact-check and methodology show the latest review date, sources, assumptions, and limits.
What is the difference between a tool and an article?
A tool uses the numbers you enter to answer a specific calculation or comparison. An article explains the surrounding rule, workflow, or decision in more detail.
Resource library
Articles
Time-tracking guides for US employers, including wage-and-hour rules, payroll-ready workflows, and industry-specific buying advice.
Quick reads
Wage-and-hour questions answered for US employers, with every claim fact-checked.
Research
The original wage-and-hour law for US employers, with every claim fact-checked.
Templates
Copyable time-tracking policies, forms, worksheets, checklists, and notes for small-business employers.